Only 21% of students between the  ages of 16 and 22 say they have taken a personal finance course through school.

Only 26% of 13 to 21 year olds reported their parents actively taught them how to manage money.

Research has shown that as little  as 10 hours of personal financial education positively affects students  spending and savings habits.

People from 16 to 22 comprise the  majority of online shoppers despite the fact that they are ill-prepared to  manage their money.

If you saved $200 a month you  could be a millionaire when you retire.